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Hillsfar Merchant

Source: (5e 2014).

Before becoming an adventurer, you were a successful merchant operating out of Hillsfar, the City of Trade. Your family operated warehouses, organized caravans, managed stores, or owned a ship, and has trade contacts throughout the Moonsea region, as well as up and down the length of the Sword Coast. Perhaps they import ore, uncut gems, untreated furs, or grain into the City of Trade, or they export fine cloth, faceted gems, fine furs, or Dragon's Breath, a brandy-like liquor. Regardless, you've largely given that life up for some reason and have chosen to seek adventure instead. Nevertheless, the training you received then, and perhaps the contacts you made, serve you well as an adventurer.

Benefits

Feature Details
Skill Proficiencies Insight
Persuasion
Tool Proficiencies Vehicles (land)
vehicles (water)
Equipment A set of fine clothes Value:15gp Weight:6lbs
a signet ring Value:5gp Weight:0lbs
a letter of introduction from your family's trading house
and a purse containing 25gp Feature: Factor Although you’ve left the day-to-day life of a merchant behind
your family has assigned you the services of a loyal retainer from the business: a factor
husbanding agent
seafarer
caravan guard
or clerk. This individual is a commoner who can perform mundane tasks for you such as making purchases
delivering messages
and running errands. He or she will not fight for you
will not follow you into obviously dangerous areas (such as dungeons)
and will leave if frequently endangered or abused. If he or she is killed
the family assigns you another within a few days. Alternate Feature: Trade Contact You
your family have trade contacts such as caravan masters
shopkeepers
sailors
artisans
and farmers throughout the Moonsea region
all along the Sword Coast. Once per game session
when adventuring in either of those areas
you can use those contacts to get information about the local area or to pass a message to someone in those areas
even across the great distance between the two areas. Hillsfar Merchant Personality Traits d8 Personality Trait 1 I fill my evenings with wine or mead
song. 2 I greatly admire gladiators
enjoy the Arena. 3 I take my wealth for granted. It seldom occurs to me that others aren't rich themselves. 4 I leave broken hearts all around the Moonsea region
up
down the Sword Coast. 5 I work hard
seldom make time for fun. 6 I am particularly devout
pray often. 7 The Red Plumes caught me once. I hate them. 8 I ask a lot of questions to get information about those with whom I am working
dealing. Hillsfar Merchant Ideals d6 Ideal 1 Frugal. I spend my money very carefully. (Lawful) 2 Profligate. I tend to spend extravagantly. (Chaotic) 3 Honest. I deal with others above board. (Any) 4 Sharp. I seek to make the best deal possible. (Any) 5 Charitable. I give generously to others. (Good) 6 Greedy. I do not share my wealth with others. (Evil) Hillsfar Merchant Bond d6 Bond 1 I am fiercely loyal to those with whom I work. 2 I must uphold the good name of my family. 3 I will prove myself to my family as an adventurer. 4 Deals are sacrosanct. I never go back on my word. 5 I love making deals
negotiating agreements. 6 I guard my wealth jealously. Hillsfar Merchant Flaws d6 Flaw 1 I am a braggart. I promote myself shamelessly. 2 I am vain. I always wear the latest fashions. 3 I am a glutton. I eat
drink to excess. 4 I am a snob. I want only the finest things in life. 5 I am lazy. I want others to take care of everything. 6 I am overconfident. I overestimate my abilities.