Failed Merchant

Source: (5e 2014).

Maybe you come from a long line of merchants. Perhaps you were an entrepreneur. Regardless. your ventures ended poorly. Whether it was because of outside influences, bad luck, or simply because your business acumen was weak, you lost everything. With failure, however. comes experience. You're free of that old life, having made some connections and learned your lessons. Prepared to pursue the life of an adventurer, your insight into the world of commerce brought you into the sphere of Acquisitions Incorporated - and a franchise just might be in your future.

Benefits

Feature	Details
Skill Proficiencies	Investigation Persuasion
Tool Proficiencies	One type of artisan's tools
Languages	Any one of your choice
Equipment	One set of artisan's tools merchant's scale Value:5gp Weight:3lbs a set of fine clothes Value:15gp Weight:6lbs and a belt pouch containing 10 gp. Feature: Supply Chain From your time as a merchant you retain connections with wholesalers suppliers and other merchants entrepreneurs. You can call upon these connections when looking for items or information. Suggested Characteristics Being a merchant involved having a head for numbers a strong personality. the ability to make deals with hostile adversaries a strong sword arm to fight off bandits and the intuition for knowing what people want need. The art of business is the art of finding the best path to profit and that path might be different with each transaction. It takes a strong mind a stronger stomach to succeed. So why did you fail? Failed Merchant Personality Trait d8 Personality Trait 1 I didn't have the cutthroat attitude necessary to succeed. I won't make that mistake again. 2 Even my competitors said I was affable talented. Those traits should serve me well. 3 To prosper you have to be in control. 4 The customer is always right. 5 I was cutting corners breaking deals to maximize profit. That's why I failed. 6 When I get an idea I am single-minded in its execution - even if it's a terrible idea. 7 If I can be everyone's friend I'll always have support. 8 My heart wasn't in being a merchant so I failed. I'm not all that keen on adventuring either but I need the money. Failed Merchant Ideals d6 Ideal 1 Survival. Where there's life there's hope. If I remain alive flexible I can succeed. (Any) 2 Generosity. People helped me when I was down. Now that I'm back on my feet I'll pay it forward. (Good) 3 Excitement. Caution got me nowhere in my previous business. I'm not going to let it hold me back now. (Chaotic) 4 Wealth. With enough coin I can buy comfort power knowledge and even eternal life. Nothing will stand between me money. (Evil) 5 Stability. The mercantile trade was too chaotic for me. I need a nice stable profession like adventuring. (Lawful) 6 Redemption. Too many people consider me a failure. So I need to prove them wrong. (Any) Failed Merchant Bonds d6 Bond 1 My family means everything to me. I failed them before and I must not do so again. 2 My church provides a connection to my god so I must ensure that it is protected funded. 3 My former business partner fell ill and then our business failed. Part of my new venture involves earning enough to take care of their family. 4 If I take care of my possessions they'll take care of me. People come go but a weapon or a wand is something you can always rely on. 5 Although my business failed the people of my community were kind to me. I'll do everything in my power to protect them. 6 I owe a dangerous person a lot of money. As long as they're happy they let my debt rest unpaid. Failed Merchant Flaws d6 Flaw 1 Why spend gold here when you can buy the same thing for copper in the next town? 2 I must have the best of everything. Like right now. 3 You haven't heard of me? I'm sure that's because of your ignorance low breeding. 4 I failed but I'm awesome. So when anyone else is successful it must be because of nepotism dishonesty or dumb luck. 5 I find that most people are trustworthy. Hey where's my belt pouch? 6 Nothing gets between me danger except my fellow adventurers. So I'll be sure to put them there.